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Life Insurance-Investment Policies
How much life insurance should
you buy? The answer to that question is 10 to 15 times your income.You'll
need to evaluate the reason you're buying life insurance in order
to properly answer this question. Once you can specifically answer
the question “Why am I buying life insurance” you should be a long
way towards determining a proper amount.
The biggest pitfall most people make in deciding how much life insurance
they need is in treating this purchase as an emotional decision.
Life insurance is a financial product and should be treated as such.
Looking at an amount of life insurance and thinking 'that's too
much' can leave you drastically under insured, and worse, leave
your dependents without enough coverage in the event of your death.
As noted above, the first question you need to ask yourself is "why
am I buying life insurance?" For most of us with dependents
and a debt loan the reason behind purchasing life insurance is so
that our dependents can maintain their lifestyle in the event of
the death of an income earner. In short, most of us are looking
to maintain a standard of living for our dependents in the event
of our death. That's the need and directly leads us to the answer
of how much life insurance we need. Ans: 10 to 15 times your income.
Click on any of the Insurance plans below for more details.
Children
Plans | Endowment
Plans | Money Back Plans
| Whole Life Plans
If life insurance buying is
approached in the proper manner it can be very beneficial to yourself
and your family. You need to take the time to give some thought
to a subject that can be very unpleasant. I guess that is why most
people don't think about it, or at best think about it only after
they have had a brush with death, or when a life insurance professional
brings up the subject. Sometimes these people wait until it is too
late to do something about such a critical matter.
| LIC
Client list : Balaji Telefilms, Dabur India Limited, Federal
Bank, HCL Technologies, i-flex Solutions, Infosys, Kingfisher
Airlines, Larsen & Toubro Infotech, NDTV, Patni Computer
Systems, Rediff.com, Shapoorji Pallonji Group, Tata Consultancy
Services Limited, Wipro, Reliance Communications, Satyam Computer
Services, STAR India Network, TVS Motors |
They find themselves uninsurable
when they discover they have some critical illness. People should
give life insurance buying serious thought at least once per year
as ones situation may change and you find that your need for life
insurance may change as a result.
Contact Us
1) If you want to Buy New Insurance Policies than call 9820934872
(Mumbai)
2) If you need a detailed quotation from us as to how much insurance
you should really go for. Click
here
3) If you have a previous life insurance policy and want servicing
for the same. Click here
4) Contact us on email: support@licindias.com
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